Best Adyen Alternatives in 2026 (12 Options Compared) | DevMixa

Looking for a Adyen alternative? Compare 12 Payment APIs with verified pricing, free plans, pros & cons and ratings.

Updated October 2026 · Read our Adyen review

People look for Adyen alternatives for different reasons — price, missing features, or a better fit for their team size. Below are the payment apis we have listed, with tools we have tested hands-on ranked first.

Quick comparison

Tool	Our score	Pricing	Best for
Adyen (reference)	4.0/5	Pay as you go	Mid-size and large merchants selling online and in stores, marketplaces needing payouts, and high-volume Indian businesses that must offer UPI and RuPay.
Razorpay	4.4/5	Pay as you go	Indian startups, agencies and online businesses accepting digital payments
Cashfree Payments	4.2/5	Pay as you go	Indian startups, marketplaces, lenders and D2C brands that collect online and also need bulk payouts or vendor splits, with published per-method pricing.
Stripe	4.2/5	Pay as you go	SaaS founders, marketplaces and developers selling to customers in many countries who want a well-documented API, subscriptions and multi-party payouts.
Square	4.1/5	Freemium · from $49	Small, mostly in-person businesses in the US, Canada, UK, Ireland, Australia, Japan, France or Spain that want free POS software, simple hardware and invoicing in one account.
Paddle	4.0/5	Pay as you go	SaaS and software sellers with plans above $10 who sell to many countries and want someone else to register, collect and file sales tax and VAT.
Braintree	3.8/5	Pay as you go	US, Canadian, Australian and European businesses that want cards, PayPal and Venmo in one checkout, subscription sellers, and high-volume merchants who can negotiate interchange-plus.
Juspay	3.8/5	Paid	High-volume Indian apps and enterprises already using two or more payment gateways that want one checkout SDK, routing and outage handling across them.
Paytm Payment Gateway	3.8/5	Pay as you go	Indian SMEs, D2C brands and retailers with a registered business and current account who want a 1.99% list rate, no setup fee and Paytm's offline products under one provider.
PayU	3.8/5	Pay as you go	Indian e-commerce, education, travel and electronics sellers that want EMI, BNPL and bank offers at checkout
PhonePe Payment Gateway	3.8/5	Pay as you go	Indian SMEs, D2C brands and retailers that already use PhonePe QR or SmartSpeaker in store and want online checkout from the same provider.
CCAvenue	3.7/5	Pay as you go	Indian businesses selling abroad in local currencies, EMI-heavy sellers, and schools or NGOs collecting through invoices and forms
PayPal	3.5/5	Pay as you go	Indian freelancers, agencies and small exporters whose overseas clients want to pay by PayPal or card